Americans are losing billions due to internet crime

Tips to Shop Securely Online

Because we shop online for nearly everything for our businesses and personal lives, it’s essential to be vigilant about cyber-safety. Here are some tips to make sure you’re shopping securely.

  • Only shop on sites using HTTPS in the URL as opposed to HTTP. If a site is using HTTP, password and payment data can easily be stolen by anyone who has basic cyber-crime skills. HTTPS ensures that any transmitted data is encrypted and secure while being transmitted.

  • Pay attention to fraudulent websites clues:
    • No contact details on website.
    • Questionable site URL name. Some examples include slight tweaks to what you would expect to see like a number in place of a letter, a capital letter that should be lowercase, etc. Like this: d3cyphertech.com. Notice the mistake?
    • A Poorly designed website. A reputable brand will put effort into website design. Something that looks like this is probably not a safe choice:

    • Bad grammar and/or spelling. Content that reads like the author’s first language isn’t English is definitely a red flag.
  • Use your credit card instead of a debit card. You are less liable for fraudulent charges on a credit card than you are a debit card. You can report fraud here.
  • Use strong passwords! Sure it’s more convenient for you to use a password that is easy to remember. It’s more convenient for a hacker too. A good practice is to use upper- and lower-case letters, numbers and special characters. The longer the password the better. There are many options for password vaults and here’s a random password generator to help you create secure credentials. Use this website to find out if your accounts have already been compromised.
  • If a deal is too good to be true, it probably is. Look for these tell-tale signs:
    • If you’re even a little bit skeptical of a deal, visit the website of the brand to further investigate, or Google it. Better yet, don’t interact with the email.
    • You’re being asked to provide personal information.
    • You’re being asked to send a link or attachment to your contacts.
  • In the unfortunate event that you do fall victim to cybercrime, you can file a complaint for the FBI here. And report it here.

 

May 2021 Edition

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